What level of insurance cover does your family need?

If something unexpected happened and you could no longer financially support your family, it would be comforting to know that your life insurance would provide for you. Recent research suggests that wouldn’t be the case for most Australian families.

Here’s what they found:

38%	The median level of life cover held by Australians will provide just 38% of the amount required to ensure that family members and dependants maintain their standard of living after the death of a parent or partner
60%	They also found that the median level of life cover meets only about 60% of the basic needs for average households – and a much-lower proportion of needs for families with children.
13%	For total & permanent disability (TPD), the position is worse. Research shows that median cover meets only 13% of TPD needs.
17%	Median cover for income protection meets only 17% of needs, the research said.

Did we get you thinking? Do you have enough cover?

If you’re not sure if you have enough life cover, call us to arrange a meeting.

We are experts in helping people protect their families by getting the right life insurances at the right price… with the right level of cover for them and their families.

But we know many people are well and truly under-insured… mostly because they don’t have the time to get it organised.

If that sounds like you, we can help.

Our job is to help people like you obtain adequate risk insurance cover – quickly, easily and cost-effectively.

We do that by working out how much cover you need, and which policies and terms & conditions you require. Then we shop around the major, reputable insurance companies to find the most effective policy for your needs.

In other words, we do all of the research and leg work. This can save you both time and money.

And you get the peace of mind from knowing you and your family are appropriately, and cost-effectively, protected should you suffer a serious illness or injury, or if you were to die.

Why not book a meeting today for one hour so we can work out your requirements for life insurance and other insurances that may be of benefit.

We will go to work on your behalf. If we can’t find you better policies than you currently have, we’ll let you know that your insurances are already in good shape.

Should you require our Accounting or Financial Planning services please call our offices today on 02 4304 8888.